House Loan Refinance Calculator

Calculate potential savings from refinancing your home loan

Refinance Details

Legal fees, valuation, stamp duty, etc.

Refinance Analysis

Ready to Analyze?

Enter your loan details to see if refinancing makes sense

When to Consider Refinancing Your Home Loan

Interest Rate Drop

If current market rates are 0.75% or more below your existing rate, refinancing could provide significant savings over the life of the loan.

Improved Credit Score

A better credit score since your original loan could qualify you for lower interest rates and better terms with lenders.

Cash Flow Needs

Extending the loan term can reduce monthly payments, or shortening it can save on total interest if you can afford higher payments.